Tax Services for Individuals UK That Help You Save More
Self-assessment and tax planning
Tax returns can be a hassle for many taxpayers. The forms tend to be complicated with frequent changes in laws, which can result in inaccuracies. Errors can lead to fines, delays, and added stress. We're your accountant, and we'll take the stress off your shoulders. Your entire self-assessment and submission will be done by our team. What we do:
Assessment
We assess your unique tax situation.
Allowance Analysis
We analyse your allowances to optimize your tax position.
Precise Calculations
Our experts prepare accurate tax calculations.
Submission
We complete and submit your returns on your behalf.
Communication
We liaise with HM Revenue & Customs (HMRC) as needed.
Legislative Updates
Stay informed about changes through our updates.
Save time, reduce hassle, and minimize your tax liability with our comprehensive services. Let us handle your tax returns while you focus on what matters most!
Pension Planning
Pension planning involves saving for retirement through pension schemes. Understanding your existing pensions, calculating retirement needs, and seeking professional advice are essential steps toward securing a comfortable future.
Wealth Management
Personal tax planning
Retirement planning is an essential initiative that enables a person to prepare for a secure and comfortable retirement. So, let's discuss the important factors of retirement planning:
Retirement tax planning
Retirement planning is a crucial process that helps individuals prepare for a financially secure and comfortable life after you stop working. Let’s break down the key aspects of retirement planning:
Will
A will is a legal document that outlines your wishes for distributing your property and caring for minor children after your death. Without a will, your preferences may not be followed, potentially causing complications for your heirs. Create a will to ensure your assets are distributed as you intend and to provide clarity for your loved ones.
Inheritance and Estate Planning
Inheritance planning involves preparing for the transfer of assets from one generation to the next. It ensures that your wealth is distributed according to your wishes after your passing.
- Components include:
- Wills
- Intestate Succession
- Inheritance planning minimizes family disputes, ensures efficient asset transfer, and provides clarity for your loved ones.
- Wills and Trusts:
- Power of Attorney.
- Healthcare Directives
- Minimise estate taxes through strategic planning.
Remember, both inheritance and estate planning are essential for preserving your legacy and easing the burden on your loved ones during challenging times.
Trust and Probates
Trusts
Trusts are legal arrangements where one party (the trustee) holds and manages assets for the benefit of another (the beneficiary). They are important because they offer control over assets, provide for beneficiaries, and can offer tax benefits and protection from creditors. Trusts also ensure that assets are distributed according to the settlor’s wishes, potentially avoiding the probate process, which can be lengthy and costly. They are a key tool in estate planning, offering flexibility, privacy, and a structured way to manage and pass on wealth.
It’s important to consult with a legal advisor to ensure the trust is set up correctly and meets your objectives. They can also help with understanding the tax implications and legal responsibilities involved.
Probates
Probates are legal processes that validate a deceased person’s will and oversee the distribution of their estate to the rightful heirs. It involves proving the will’s authenticity, appraising assets, paying debts and taxes, and distributing the remaining assets.
Probate ensures that the deceased’s wishes are honoured and that the transfer of assets is conducted lawfully.
Insurance
Legal Matters
Protecting yourself and family
People don't think about ensuring the safety of what matters most: family and themselves. We can help to design tailor-made protection plans to ensure you have a safety net in place to cater for all eventualities.
Simple, Compliant and Stress-Free for Landlords & Local Traders
Many of the sole traders and property landlords will need to make quarterly updates to HMRC via approved software, with digital records required from April 2026. This change may be difficult if you've always used a spreadsheet or paper. Moving or relocating is straightforward, hassle-free, and ideal for busy landlords and local traders at ACE Accounts! If you have one or many rental properties or are operating a local trade company, or are a combination of the two, we can take care of the part of the technical aspect of MTD, and you can concentrate on earning income, not learning software.
If you’re looking for trusted tax services for individuals UK, our expert team is ready to help.
Why MTD Matters to Landlords & Small Traders
MTD brings new obligations:
- Digital recordkeeping for all property and business income
- Quarterly submissions to HMRC
- A final year-end declaration using compliant software
This means staying organised throughout the year—not just at tax return time. We help you build a smooth, reliable routine that fits your lifestyle and workload.
Our MTD Service – Built for the Realities of Your Day-to-Day Work
We’ve designed our MTD support specifically for landlords and local traders who need a clear, no-nonsense solution:
- MTD Readiness Check
We review your rental income, trading income and HMRC thresholds so you know exactly when MTD applies and what steps to take next.
- Software Set-Up & Training
We set you up with easy-to-use, HMRC-recognised software such as Xero, QuickBooks or Free Agent.
We tailor it to your situation—for example:
- Linking rental accounts and service charge payments
- Setting up bank feeds for your business or rental accounts
- Creating simple ways to log materials, fuel and other trade expenses
- Digital Recordkeeping Made Easy
We simplify your admin with:
- Receipt-capture tools (photograph and go)
- Automated transaction categorisation
- Clear workflows for recording rent, invoices and cash jobs correctly
- Quarterly MTD Submissions
We prepare and file every quarterly update on your behalf, so you never miss a deadline. We review the numbers with you first—no surprises and no guesswork.
- Year-End Final Declaration
We handle the full tax calculation, allowances and adjustments to complete your Final Declaration accurately and on time.
- Ongoing Support with a Human Touch
You get access to real people who understand your business, your properties and your challenges—not a call centre.
Why Landlords & Traders Choose ACE Accounts
- We work with people like you every day — property owners, tradespeople, sole traders and small service businesses.
- We save you time — less paperwork, fewer errors, quicker updates.
- We keep things simple — no jargon, no unnecessary complexity.
- We’re proactive — we keep you compliant and prepared well before April 2026.
Ready to Get Prepared for MTD?
Get in touch and we’ll create a straightforward plan to get you fully MTD-ready—without the headache.
“Speak to us today for a tailored MTD plan for your rental or trade business.”